We Have The Right Loan For You

Whether you're looking to refinance your 1st mortgage, restructure your high-interest credit card debt, or remodel your home, Bridge Capital has the loan that fits your needs, challenges and goals. We work twice as hard to make sure that our loans accommodate you, and not the other way around. Our priority is to not only help you get the funding you seek, but to reward you with considerable savings in the process. While we offer the lowest rates and most competitive fees available, we adhere to our strict policy of providing premium loan programs for all our customers.

Its called "Loan in a Line", Line of credit with the security of a fixed rate.

This months special is a line of credit that will get you in the right direction. Up to $250,000 or 100% of the appraised value with no time restriction on occupancy. This loan has 0 Point option to the borrower with loan amounts greater than $50,000. Simply make your normal payment on time for six months, and lock anytime you choose thereafter.

HELOC/LOAN-IN-LINE

Credit Score

LTV<80%

80.01 - 89.90%

89.91-100%

Term 15 or 10 Years

750+

5.30%

6.05%

6.80%

HELOC rates are Prime + Margin

720-749

5.30%

6.3%

7.55%

Primary Residence ONLY

680-719

6.05%

7.05%

8.05%

Minimum Loan $20,000

660-679

6.55%

7.80%

8.20%

           Maximum Loan $250,000

89.91 - 95.00%

Prime = 4.25%

640-659

7.30%

8.05%

9.05%

Purchase Money 2nd Available

620-639

7.80%

8.80%

9.30%

Cash Out Refinances 1st or 2nd

Full indexed rates listed, monthly payment is interest only minimum Req.

 

Put Your Hard-Earned Equity To Work For You

We offer homeowners looking to refinance their homes or purchase new properties a diverse range of flexible 1st mortgage options, including cash out programs, fixed-rate terms, adjustable mortgages, "limited doc" programs for easy qualification, and "less than perfect credit" loans. With the lowest interest rates available, our 1st mortgage products help you save substantial money over the life of the loan. And with our 24-48 hour response time, you can enjoy your 1st mortgage savings in no time at all.

More Money In Your Pocket

For those homeowners who prefer not to touch their 1st loans or who lack the equity to refinance their 1st mortgages, we offer a range of 2nd mortgage programs designed to fit a variety of needs. If you're looking for additional funds for home improvements, or want to free yourself from credit card debts and high interest rates, a Bridge 2nd mortgage may be just the solution for you.

Save Hundreds Of Dollars Each Month

Feeling the financial burden of heavy credit card debts and high interest rates? Let us help you relieve that burden and save hundreds of dollars each month, by consolidating your debt into one low monthly payment. The cash you save goes directly into your pocket, where you can use it for home furnishings, a new car, a family vacation, or however you like. If you're concerned about equity and credit scores, there's no need to be. With our 125 loan, no FICO program to 90% of your appraised value and a wide variety of make sense loan programs, we can accommodate almost any homeowner credit profile.

New to the mortgage lending market is the No Income No Asset 1st and 2nd mortgage program (NINA). This loan requires no documentation from the customer to qualify. This product is driven only by credit score and the equity in your home. We have named this product the No Hassle Loan, Mention this product in your application for more details.

  • Full Income Documentation Programs
  1. 103% Financing up to $400,000
  2. 100% Financing up to $500,000 / Completed with 2 loans – 80/20 – (Investor Special).
  3. 95% Financing up to $650,000
  4. 95% Financing up to $790,000 / Completed with 2 loans – 80/15.
  5. 80% Financing up to $1.15mm / Seller carry OK up to 90%.
  6. 70% Financing up to $4.00mm / Seller carry OK up to 90%.
  • No – Income Documentation Programs
  1. 100% Financing up to $500,000 / Completed with 2 loans – 80/20 – (Investor Special).
  2. 100% Financing up to $400,000 / One Loan & No Mortgage Insurance.
  3. 100% Financing up to $400,000 / Completed with 2 loans – (Special Pgm. For 1st time homeowners).
  4. 95% Financing up to $1.25mm
  5. NEW 100% – NO INCOME NO ASSET, NO PROBLEM TO $1.40 MILLION PURCHASE!!
  • Other Programs available
  1. 95% Non-Owner Occupied (Rental Property or 2nd Home). Up to 4 units are OK !
  2. 2nd Mortgages available for cash out on your current home to be used for down payment.
  3. 1 credit trade line (Limited Credit) for 1st time homeowners.
  4. Bank Statement only programs. Great for the self employed who show no income on 1040’s.
  5. Previous Bankruptcy or Foreclosure programs also available.
    6.

 

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